Terms of Use

Last updated: November 2024

Acceptance of terms

By accessing OTCalculator.com, you agree to be bound by these terms. If you do not agree, please do not use the site.

Use of the site

The calculators, guides, and other content on this site are provided for informational and educational purposes only. You may use the site for personal, non-commercial purposes.

No legal or financial advice

Content on OTCalculator does not constitute legal, financial, accounting, or tax advice. We are not a law firm, tax preparer, or financial advisor. Always consult a qualified professional for advice specific to your situation.

Accuracy of information

We strive to maintain accurate, up-to-date information on US wage and hour law. However, laws change, and we cannot guarantee 100% accuracy at all times. Always verify critical information with primary sources (US DOL, state labor agencies) before relying on it.

Disclaimer of warranties

The site is provided "as is" without warranties of any kind, express or implied. We don't warrant that the site will be uninterrupted, error-free, or free of harmful components.

Limitation of liability

OTCalculator and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the site. Use of our calculator and information is at your own risk.

Intellectual property

All content on OTCalculator (text, graphics, calculator logic, guides) is the property of OTCalculator or its licensors. You may not reproduce, distribute, or create derivative works without permission.

Links to other sites

We may link to third-party sites for informational purposes. We are not responsible for the content of those sites or any consequences of visiting them.

Changes to terms

We may modify these terms at any time. Continued use of the site after changes constitutes acceptance.

Governing law

These terms are governed by the laws of the United States. Any disputes shall be resolved in US courts.

Contact

Questions about these terms? Email contact@otcalculator.com